The Christmas shopping season was down 2.2%, the worst decline in almost four decades, according to the International Council of Shopping Centers. Many store chains, such as Goody's and Gottschalks, are going bankrupt. Others, such as Macy's, are closing store locations. The bad news is further unemployment, but the good news for shoppers is that prices will continue to decline as retailers seek to attract business. Read more...Can You Beat a Bear Market?
Bear markets are tough for even the savviest investors. Keeping a cool head and a clear strategy when markets are down could help you profit over the long term.


